Informed Consent for Text (SMS) Messaging

Hispanic Mortgage Lenders Organization (HMLO)

Purpose of Consent

By providing your mobile number and affirmatively opting in, you are giving Hispanic Mortgage Lenders Organization (HMLO) express written consent to send you non-marketing and marketing text messages (SMS), including but not limited to:

● Event notifications and reminders

● Membership updates

● Educational opportunities

● Sponsor messages

● Community alerts

● Volunteer or advocacy opportunities

These messages may be sent via an automated text messaging system (autodialer or A2P platform), in compliance with the Telephone Consumer Protection Act (TCPA) and CTIA guidelines.

Consent to Receive Messages

By checking the consent box or texting an opt-in keyword (such as “JOIN”) to a designated HMLO phone number, you acknowledge and agree that:

● You are the authorized user of the mobile number provided

● You agree to receive text messages from HMLO

● You understand message frequency may vary

● Standard message and data rates may apply depending on your mobile plan

● Consent is not a condition of membership or event participation

Opting Out

You may withdraw your consent and opt out of receiving messages at any time by replying:

● STOP to cancel all messages
● HELP for additional information or support

You will receive a confirmation of your opt-out request. After opting out, you will no longer receive text messages unless you re-enroll.

Privacy & Data Use

HMLO respects your privacy. We do not sell, rent, or share your mobile number with third parties for their marketing purposes. Your contact information is stored securely and used solely for official organizational communication.

For more details, view our full Privacy Policy at: 👉 https://hmlo.net/privacy-policy/

Contact Information

If you have questions or concerns about this SMS program, please contact:

Hispanic Mortgage Lenders Organization (HMLO)

📧 Email: info@hmlo.net

📞 Phone: +1 (877) 698-2909

Effective Date

This consent policy is effective as of 1/1/2025 and may be updated periodically. Any updates will be communicated on our website and/or via email.